4. Price and Payment Terms
1. Price Determination
Product prices are indicated in euros, all taxes included for metropolitan France and the European Union, excluding shipping costs.
The total price of the order (all taxes and shipping costs included) is indicated in the cart.
For overseas departments, Switzerland, and all other countries outside the European Union, the displayed sales prices are considered tax-free and therefore cannot be subject to a VAT deduction. The customer acknowledges that they are considered the official importer and may, depending on the country or overseas department of delivery chosen at the time of order, have to pay customs duties and/or import taxes according to the legislation in force in said country or overseas department.
The Company AND JOY reserves the right to modify its prices at any time, but products will be invoiced based on the rates in effect at the time the order is placed, subject to availability.
2. Payment Method
Products are payable in full on the day of the actual order or in 3 interest-free installments.
Purchases can be paid for by:
Credit card, VISA, Mastercard
The customer accesses a dedicated space provided by a banking institution (Payplug), which ensures the security and recording of the payment order.
Payment in 3 or 4 installments with Payplug / Klarna
Deferred or installment payment is available through our partners Payplug and Klarna.
Purchase Amount
Payment in 3 or 4 installments: Only purchases between €150 and €1200 are eligible for payment with Klarna.
Fees
By paying in installments with Klarna, the Customer pays no fees.
Pay for your order in 3 installments by credit card for purchases from €150 up to
€1200 with Klarna.
Our partner Klarna offers a financing solution called 3x Klarna, which
allows you to pay for your purchases from €150 to €1200 in 3 installments with your credit card.
Conditions:
This offer is reserved for individuals (adult natural persons) residing in France and holding a Visa or MasterCard credit card with a validity date exceeding the chosen financing period. Systematically authorized cards such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo, and American Express cards are not accepted.
Subscription terms:
After completing your order, simply click on the "3x Klarna payment by credit card" button. You will then be redirected to our partner's 3x Klarna webpage displaying a detailed summary of your order and the personalized financing request, which you must then validate. You enter your personal information or, if you have a 3x Klarna account, you identify yourself using the login credentials linked to your 3x Klarna account. You review the general terms and conditions for installment payments that you wish to subscribe to, which are provided in PDF format so you can read, print, and save them before accepting. You then confirm your electronic acceptance by checking the corresponding box. You acknowledge that the "double click" associated with the checkbox for acknowledging the general terms constitutes consent to contract and an irrevocable and unreserved acceptance of the product's general terms. Unless proven otherwise, the data recorded by Klarna constitutes proof of all transactions between you and Klarna. If you request to benefit from a financing solution offered by Klarna, information related to your order will be transmitted to Klarna, which will use it for the purpose of studying your application for credit granting, management, and recovery. Klarna reserves the right to accept or refuse your 3x Klarna financing request. You have a 14-day withdrawal period to cancel your credit.
How it works:
Payment in 3 or 4 installments by credit card allows you to pay for your order placed on our merchant site as follows:
A mandatory down payment, debited on the day of confirmation of your order's shipment; two or three monthly installments, each corresponding to one-third or one-fourth of the order, debited 30 and 60 days later for 3 installments, and 30, 60, and 90 days later for 4 installments, which include fees corresponding to 0% of the total order amount for 3 installments and 0% for 4 installments.
For 3 interest-free payments: the financing cost is 0% of the total order amount.
Example for a purchase of €150, down payment of €50, then 2 monthly payments of €50. Credit duration of 2 months at a fixed APR of 0%.
Financing cost: €0.
For 4 interest-free payments: the financing cost is 0% of the total order amount.
Example for a purchase of €400, down payment of €100, followed by 3 monthly payments of €100. Credit duration of 3 months at a fixed APR of 0%.
Financing cost: €0
4. The data recorded and stored by the Company AND JOY constitutes proof of the order and all past transactions. The data recorded by the payment system constitutes proof of financial transactions.