4. Price and Payment Terms
1. Price Determination
Product prices are displayed in euros, including all taxes for mainland France and the European Union, excluding shipping costs.
The total order price (including all taxes and shipping costs) is displayed in your cart.
For overseas departments, Switzerland, and all other countries outside the European Union, the displayed prices are considered tax-free and therefore cannot be subject to VAT deduction. The customer acknowledges that they are considered the official importer and may, depending on the country or overseas department chosen for delivery at the time of order, be required to pay customs duties and/or import taxes in accordance with the legislation in force in that country or overseas department.
La Société And Joy se réserve le droit de modifier ses prix à tout moment mais les produits seront facturés sur la base des tarifs en vigueur au moment de l’enregistrement de la commande, sous réserve de disponibilité.
2. Payment Terms
Products are payable in full on the day of order or in 3 installments with no interest.
Payment for purchases is made by:
Credit card, VISA, Mastercard
Customers have access to a dedicated space provided by a banking institution (Payplug), which ensures the security and registration of the payment instruction.
3 or 4 installment payments with Payplug / Klarna
Installment or deferred payment is available through our partners Payplug and Klarna.
Purchase amount
3 or 4X Payment: Only purchases between €150 and €1,200 are eligible for payment with Klarna.
Fees
When paying in installments with Klarna, you pay no fees.
Pay for your order in 3 installments by credit card from €150 in purchases up to
€1,200 with Klarna.
Our partner Klarna offers you a financing solution called 3x Klarna, which
allows you to pay for your purchases from €150 to €1,200 in 3 installments with your credit card.
Terms and conditions:
This offer is reserved for individuals (major natural persons) residing in France and holding a Visa or MasterCard credit card with an expiration date extending beyond the chosen financing period. Cards with systematic authorization, such as Electron, Maestro, Nickel, etc., as well as e-cards, Indigo cards, and American Express are not accepted.
How to subscribe:
After completing your order, simply click on the "3x Klarna credit card payment button". You will then be redirected to our partner's 3x Klarna webpage displaying a detailed summary of your order and personalized financing request, which you must then validate. You enter your personal information or, if you have a 3x Klarna account, you log in using your 3x Klarna account credentials. You review the general terms and conditions of installment payment to which you wish to subscribe, which are provided to you in PDF format so you can read, print, and save them before accepting them. You then notify your electronic acceptance by checking the corresponding box. You acknowledge that the "double-click" associated with the checkbox on acknowledgment of the general terms and conditions constitutes consent to contract and constitutes an irrevocable and unreserved acceptance of the product's general terms and conditions. Unless proven otherwise, the data recorded by Klarna constitutes proof of all transactions between you and Klarna. If you request to benefit from a financing solution offered by Klarna, information related to your order will be transmitted to Klarna, which will use it for the purpose of studying your application for the granting, management, and collection of credit. Klarna reserves the right to accept or refuse your 3x Klarna financing request. You have a 14-day withdrawal period to cancel your credit.
How it works:
3 or 4 installment payment by credit card allows you to settle the order placed on our online store as follows:
A mandatory deposit, debited on the day your order is confirmed for shipping; two or three monthly payments, each corresponding to one-third or one-quarter of the order, deducted at 30 and 60 days after for 3x and at 30, 60 and 90 days after for 4x, which include fees corresponding to 0% of the total order amount for 3x and 0% for 4x.
For payment in 3 installments with no fees: the financing cost is 0% of the total order amount.
Example for a €150 purchase, deposit of €50, then 2 monthly payments of €50, Credit for a duration of 2 months at a fixed APR of 0%.
Financing cost: €0.
For payment in 4 installments with no fees: the financing cost is 0% of the total order amount.
Example for a €400 purchase, deposit of €100, followed by 3 monthly payments of €100. Credit for a duration of 3 months at a fixed APR of 0%.
Financing cost: €0
4. Les données enregistrées et conservées par la Société And Joy constituent la preuve de la commande et de l’ensemble des transactions passées. Les données enregistrées par le système de paiement constituent la preuve des transactions financières.