4. Prices and Payment Terms
1. Price Determination
Product prices are indicated in euros, all taxes included for metropolitan France and the European Union, excluding shipping costs.
The total price of the order (all taxes and shipping costs included) is indicated in the basket.
For overseas departments, Switzerland and all other countries outside the European Union, the displayed selling prices are deemed to be excluding taxes and therefore cannot be subject to VAT deduction. The customer acknowledges that he is considered the official importer and that he may, depending on the country or overseas department chosen for delivery at the time of the order, have to pay customs duties and/or import duties in accordance with the legislation in force in said country or overseas department.
The Company AND JOY reserves the right to modify its prices at any time but products will be invoiced on the basis of rates in force at the time of order registration, subject to availability.
2. Payment Method
Products are payable in full on the day of the actual order or in 3 installments free of charge.
Payment for purchases is made either by:
Credit card, VISA, Mastercard
The customer accesses a dedicated space made available by a banking establishment (Payplug), which ensures the security and recording of the payment order.
Payment in 3 or 4 installments with Payplug / Klarna
Payment in several installments/deferred is available via our partners Payplug and Klarna.
Amount of purchases
Payment in 3 or 4X: Only purchases between 150 € and 1200 € are eligible for payment with Klarna.
Fees
By paying in several installments with Klarna, the Customer does not pay any fees.
Payment of your order in 3 installments by credit card from 150€ of purchases up to
1200€ with Klarna.
Our partner Klarna offers you a financing solution called 3x Klarna, which
allows you to pay your purchases from 150€ to 1200€ in 3 installments with your credit card.
Conditions:
This offer is reserved for individuals (adult natural persons) residing in France and holding a Visa and MasterCard credit card with an expiration date greater than the duration of the financing chosen. Cards with systematic authorization, in particular of the Electron, Maestro, Nickel type, etc., as well as e-cards, Indigo and American Express cards are not accepted.
Terms of subscription:
After completing your order, simply click on the "3x Klarna payment by credit card button". You are then redirected to our partner's 3x Klarna internet page displaying the detailed summary of your order and the personalized financing request, which you must then validate. You enter your personal information or, if you have a 3x Klarna account, you log in using the login identifiers linked to your 3x Klarna account. You acknowledge receipt of the general conditions of payment in several installments to which you wish to subscribe which are provided to you in PDF format so that you can read, print and save them before accepting them. You then notify your electronic acceptance by the corresponding checkbox. You acknowledge that the "double click" associated with the checkbox on receipt of the general conditions constitutes consent to contract and constitutes an irrevocable and unconditional acceptance of the general conditions of the product. Unless proven otherwise, the data recorded by Klarna constitutes proof of all transactions between you and Klarna. If you request to benefit from a financing solution offered by Klarna, information relating to your order will be transmitted to Klarna, which will use it for the purpose of examining your request for the granting, management and collection of credit. Klarna reserves the right to accept or refuse your 3x Klarna financing request. You have a 14-day withdrawal period to waive your credit.
Operation:
Payment in 3 or 4 installments by credit card allows you to settle the order placed on our merchant site as follows:
A mandatory contribution, debited on the day of confirmation of shipment of your order; two or three monthly installments, each corresponding to a third or a quarter of the order, deducted at 30 and 60 days after for the 3 times and at 30, 60 and 90 days after for the 4 times, which include fees corresponding to 0% of the total amount of the order for a 3 times and 0% for a 4 times.
For payment in 3 installments free of charge: the cost of financing is 0% of the total amount of the order.
Example for a purchase of 150€, deposit of 50€, then 2 monthly installments of 50€, Credit for a period of 2 months at a fixed TAEG of 0%.
Financing cost: 0€.
For payment in 4 installments free of charge: the cost of financing is 0% of the total amount of the order.
Example for a purchase of 400€, deposit of 100€, followed by 3 monthly installments of 100€. Credit for a period of 3 months at a fixed TAEG of 0%.
Financing cost: 0€
4. The data recorded and retained by the Company AND JOY constitutes proof of the order and all transactions carried out. The data recorded by the payment system constitutes proof of financial transactions.